Fix and Flip Loans:

Best suited for real estate investors who are looking to purchase a single-family or 2-4 unit residential property, renovate, and sell the property within a year.

Buy and Hold Loans:

For real estate investors who seek to purchase and renovate a non-owner occupied property prior to refinancing into a long-term conventional loan. Loan funds would typically be used for the purchase and renovation of single-family, small multi-family, and mixed use properties.

Construction Loans:

For real estate investors who own a property free and clear and plan to use the loan funds to either renovate an existing residence or build new construction. Property types for this loan product are typically single-family and 2-4 unit residential properties.

Commercial Bridge Loans:

For real estate investors who need to ‘season’ or stabilize the property prior to refinancing with a conventional longer-term loan. This product can also be used by real estate investors who do not qualify for a conventional longer term loan, but plan to refinance once they meet the bank’s qualifications. Loan funds for this product would typically be used for acquisition purposes of a variety of residential or commercial property types.