Lending Criteria

Cutter Hill Capital Lending Criteria:

Loan Amount:

$100,000 to $3,000,000

Loan Types:

Fix and Flip, Commercial Bridge, New Construction

Property Types:

Non-owner occupied residential and commercial investment properties

Locations:

Massachusetts and greater New England region

Loan Terms:

12 months (no prepayment penalty)

Interest Rates:

10.0% - 12.0% (monthly interest only payments)

Loan To Value (LTV):

Up to 70% of the as complete or After Repair Value (ARV)

Origination Fee (loan points):

2% - 2.5%

Closing Timing:

7-10 Business days

Lien Position:

1st lien only

Appraisal:

No appraisal requirement

NO Loan Review Fee… NO Application Fee… NO Processing Fee… NO Appraisal Fee… NO Underwriting Fee… NO Servicing Fee

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Why Choose Cutter Hill Capital as Your Lender?

Our company has built a loan platform that intends to address the pain points that real estate investors experience when seeking short-term financing for their investment projects.

CHC utilizes a simplified and streamlined underwriting and approval process for new loans.
CHC tries to keep our rates as consistent as possible to maintain transparency with our borrowers.
CHC is a small operation with a focus on customer experience. A single point of contact will guide you through the loan process, answering your questions immediately.
With business operations handled in-house, CHC does not charge fees for underwriting, appraisals, or inspections.

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